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5 reasons you must have homeowners insurance

Many homeowners struggle with the debate of whether or not to get home insurance. It can often seem unnecessary like nothing could ever go wrong with your home. You can probably think of more fun ways to spend the money that you’d be putting towards home insurance. However, investing in the protection of your home can save you the potential of losing your house and all of your belongings. It’ll definitely be worth it if that earthquake, tornado, or hurricane ever hit.


1. Put Your Mind at Ease

When you get home insurance it will put your mind at ease about something potentially going wrong with your home. It’s always better to be safe than sorry when it comes to something as big and important as your home.

2. Be Protected Against Damage

If a natural disaster does hit, or that tree falls on your house, or your neighbor flicks a cigarette in your backyard and your house goes up in flames, you’ll be protected. Having insurance means that even when something horrible does strike, you’re not left with a complete loss.

3. Protection Against Theft and Vandalism

When you have home insurance, you will be protected in case someone decides to break into your house or make “art” on your walls. You wouldn’t want to lose some of your most precious items and not be able to replace them. Home insurance can give you the confidence to know that if anything does get taken, it will be covered.

4. Coverage for Water Damage

If you live in an area where it rains a lot, or often floods, home insurance is a must. Your home and your possessions can be easily damaged by the water. Most insurance policies cover both.

5. Be Covered for Personal Liability

If someone gets injured on your property, you could potentially be held responsible. Many home insurance policies cover this so that you don’t get stuck with the bill



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